Senate Republicans are trying to revive the momentum to overhaul the Affordable Care Act with the Cassidy-Graham proposal. Here are five things to know about the plan and the rush to pass it.
As expected from the Republicans in their usual style, they have devised a new procedure to amend the United States healthcare system which is aimed at blaming other people when things don’t work out as planned. They have proposed several strategies to replace the existing Obamacare, but the one suggested by Cassidy-Graham is considered the worst of them all. In the past nine months, the Republicans have tried their best to cancel the current healthcare in a subtle way that will prevent them from incurring the wrath of the voters, but it has been a difficult task which they have failed at accomplishing.
Their tactic is to wreck the havoc and shift the blame on others.
According to the proposed bill by the Republican senators, Bill Cassidy and Lindsey Graham; their repeal process will remove the Obamacare individual market grants which offer low and middle-income persons the opportunity to purchase insurance. The bill also suggested a massive cut in federal health expenditure and also empowering the Congress to provide each state a block grant. This will enable each state to form its new health insurance plan by the year 2020. The block-grant funding will come to an end by 2027 according to the bill proposed by Sens. Cassidy and Graham.
Come to think of it, if the Congress could not handle this with many professionals and resources in its arsenal, the part-time legislators can come to the rescue. Most of the issues we have in our healthcare system will be resolved if the intelligence of the occupants of the Kansas legislature is utilized judiciously.
According to the proposition of this bill, states will not have sufficient funds for the provision of healthcare, and this will make health insurance available for fewer individuals. The Senate hopes to vote on the bill next week before the Congressional Budget Office can provide a detailed score, though the number of people who will lose their health coverage has not been specified.
This bill will bring about an increase in the premium prices and uninsured rates. It does not make provision for a substitute healthcare plan that will allow healthy persons have health coverage.
With this bill, there will be an increase in the price paid for health insurance by the sick individuals and the healthy individuals will be made to pay less and this will make those healthy persons leave the insurance markets which will significantly increase the value of premiums.
More states will be stirred to approve the sale of meaningless health insurance plans that are aimed at reducing the prices of the premiums. The proposed bill also authorizes the states to scrap the consumers’ protections. This bill lacks some of the attributes of the Obamacare as it does not offer protection for individuals with antedating health conditions. It made no provision for mandatory coverage of cancer, maternity care, prescription drugs and other significant health advantages; it does not forbid lifetime benefit caps.
In his words, Larry Levitt who is the senior vice president of the Kaiser Family Foundation stated that states would receive a large sum of cash with no strings attached. The bill proposed by Cassidy and Graham does not want the states to provide funds for the health insurance of poor persons. The money meant for the health insurance can be diverted to other projects by the states.
This cowardly act has shown that the Congress is not capable of making sound decisions. The argument is made in favor of Federalism. States are supposed to form insurance policies which incorporate their distinctive demands. Are these senators telling us that some ailments are peculiar to individuals according to their locations? To be candid, laws of economics and health disorders are no respecters of state boundaries.
The Obamacare plan offered the states the opportunity to test and renovate the procedure, but the present law indicates that states can submit applications for waivers if they want to model the healthcare according to their needs. This amendment under the Affordable Care Act can only be done when the states follow a minimum level of quality and basic consumer protections. Cassidy-Graham made use of unclear statement about how the states can provide affordable health insurance coverage for persons who have pre-existing health conditions. The speech in that bill lacks the wit to compel the states to provide such services.
Unsurprisingly, stakeholders such as the American Medical Association and March of Dimes have criticized the bill, and it has been viewed as a relinquishment of obligations of the Congress to the sick and less privileged individuals who cannot afford healthcare.
The fact is that the Republicans in the Senate are not making any move to develop the healthcare system but are dodging a scenario where they will be held responsible for their actions when they ruin the healthcare system.